Insurance(National) for Aerial Yoga, Acro-Yoga, Acupuncture, Acupressure, Aromatherapy, Brandon Raynor Massage, Bowen Therapy, Chair Massage, Chair Yoga, Colour Therapy, Crystal Healing, Cranial Sacral, Energy Work, Foot Massage, Healing Touch, Hellerwork, Hoffman Massage, Hot Yoga, Hydrotherapy, Iridology, Indian Head Massage, Natural Face-lift Massage, Qi-Gong, Reflexology, Reiki, Polarity Therapy, Raindrop Therapy, Sound Therapy, Stand-Up Paddle Board, Suspension Yoga, Thai Yoga Massage, Therapeutic Touch, Shiatsu, Osteopathy, Yoga/Pilates, Ayurveda, Yoga Therapy and Nutritional Consulting.
Summary of Policy
The policy period covers one year from the date on your certificate. A One Million dollar premium is $150.00 (taxes extra) Should you require an additional Million, add $50.00.
The premium covers yoga /pilates or any other modality indicated on the front page of the application.HUB International covers all forms including Hot, Prenatal, Kids, and Aerial. Coverage will apply for all the modalities applied for and for which the applicant has a certificate of qualification.
- Injury to Participants Personal Injury
- $1,000,000 Advertising Injury
- $1,000,000 Tenants Legal Liability
- $1,000,000 Products/Completed Operations Legal Defense Expenses
- $50,000 per occurence Legal Expense for Abuse
- $25,000 per occurence
- Total Abestos Exclusion
- Data Exclusion Terrorism Exclusion
- Fungi and Fungal Derivatives Exclusion
- Abuse Exclusion
- Pollution Exclusion
- War Risks Exclusion
Upon completion of the application and payment, a certificate of insurance will be issued immediately.
The above premiums are subject to appropriate taxes in their province.
The above policy is written on an OCCURRENCE FORM which will provide protection indefinitely into the future. There is no deductible on this policy.
Commercial General Liability is defined "bodily injury or property damage you cause to a 3rd party, excluding professional liability (psychological).
The Individual policy is a liability policy which covers bodily injury/property damage to SOMEONE ELSE. The policy provides protection no matter where the instructor is teaching (including outside of the studio). If you are a Business or School member and require an 'Additionally Insured' HUB International can include the Business name at no additional fee, providing you are a registered Yoga Business with CYA. Studio insurance is also available and can be accessed the HUB International link after registration of your Business or School with CYA.
Please remit your request for an Insurance Application via your CYA membership form.